Terms of Use

By accessing or using MARFIN, you agree to these Terms of Use. If you do not agree, do not use the website or the service.

If you use MARFIN on behalf of a company, fund, advisory business, or other organisation, you represent that you have the authority to bind that organisation to these Terms.

MARFIN is a market regime and allocation framework that presents informational outputs such as regime state, score, allocation posture, delayed public chart data, and subscription-based workflow features.

MARFIN is not presented as personalised investment advice, portfolio management, brokerage, custody, execution, or an offer to buy or sell any security, fund, or derivative.

Public website content may be delayed. Some features may only be available through Telegram, subscription plans, or access granted on request.

You may use MARFIN only if you are legally permitted to do so under the laws applicable to you and your jurisdiction.

We may suspend, restrict, or refuse access where needed for security, abuse prevention, compliance, operational reasons, or plan enforcement.

Some features may require account verification, invitation, subscription, manual approval, or access through specific channels such as Telegram.

MARFIN may offer a delayed public experience, paid plans, time-limited trials, advanced workflow access, and institutional or API access on request.

Plan scope, included features, and access conditions may vary by product tier and may be updated from time to time.

Trial access, promotional access, or manually granted access may be limited, modified, or withdrawn at our discretion where this is necessary for product operation, abuse prevention, compliance, or service changes.

Where MARFIN is offered on a paid basis, pricing, billing frequency, and plan details will be shown at or before purchase.

By purchasing a paid plan, you agree to pay the applicable fees, taxes, and charges associated with the selected access level.

Unless stated otherwise at checkout, subscriptions may renew automatically until cancelled. You are responsible for reviewing plan details and managing subscription status before the next billing cycle.

We may change pricing, packaging, or included features for future billing periods, subject to applicable law and reasonable notice where required.

You may cancel a subscription renewal in accordance with the cancellation tools, account flow, or support method made available for your plan.

Where consumer protection law applies, including in the European Union, you may have statutory rights relating to distance contracts, digital services, and withdrawal. Any mandatory rights you have under applicable law remain unaffected by these Terms.

If a paid digital service begins immediately at your request, and if applicable law permits a limitation or loss of the withdrawal right once performance has begun, the relevant checkout or order flow should make this clear before purchase.

If you have questions about cancellation, billing, or statutory withdrawal rights, contact us before or after purchase using the legal contact details below.

You agree not to:

• use MARFIN in a way that is unlawful, deceptive, abusive, or harmful to the service or other users;
• copy, scrape, reverse engineer, redistribute, resell, frame, or systematically extract content or outputs beyond permitted use;
• attempt to bypass access controls, plan limits, security measures, or technical restrictions;
• use MARFIN for spam, credential abuse, service disruption, automated harvesting, or malicious traffic generation;
• misrepresent MARFIN outputs as guaranteed, personalised, or professionally regulated investment advice.

MARFIN, including the website design, charts, text, framework descriptions, branding, data presentation, workflow structure, and related materials, is protected by intellectual property and other applicable laws.

These Terms do not transfer ownership of MARFIN or any related rights to you. We grant only a limited, revocable, non-exclusive, non-transferable right to use the service in accordance with your selected access level and these Terms.

MARFIN is provided on an “as available” and “as is” basis to the maximum extent permitted by law.

We do not guarantee uninterrupted availability, error-free operation, accuracy, completeness, timeliness, profitability, or fitness for a particular trading, investment, business, or compliance purpose.

Data may be delayed, unavailable, incomplete, or affected by upstream providers, technical issues, market data limitations, product updates, or access restrictions.

To the maximum extent permitted by applicable law, OÜ MegagroupEU shall not be liable for indirect, incidental, consequential, special, punitive, or business-related losses, including loss of profits, loss of data, loss of opportunity, trading losses, portfolio losses, or losses arising from delayed or unavailable outputs.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is not permitted under applicable law.

MARFIN may rely on or link to third-party services such as Telegram, hosting providers, analytics tools, payment providers, or infrastructure systems.

We are not responsible for the independent operation, terms, availability, or privacy practices of third-party services unless required by law.

We may update MARFIN, modify features, change plan structure, revise workflows, add or remove functionality, or update these Terms where reasonably necessary for product development, compliance, security, or business operation.

The current version published on this page is the version that applies unless mandatory law requires a different notice or transition approach.

These Terms are governed by the laws applicable to OÜ MegagroupEU, without prejudice to mandatory consumer protection rights that may apply in your country of residence.

Where a dispute cannot be resolved directly, the competent courts and procedures will be determined in accordance with applicable law and mandatory consumer protections.

For questions about these Terms, subscriptions, billing, legal requests, or cancellation matters, contact: